About Our
Services
At Right Choice Insurance Solutions, we offer comprehensive coverage tailored to your needs. Whether you’re looking for life insurance to protect your family, health insurance that fits your budget, or Medicare plans designed to provide peace of mind in your golden years, we’ve got you covered. We also provide a range of ancillary plans and specialized dental, vision, and hearing coverage, ensuring that all aspects of your health and well-being are cared for. Whatever your needs, we are here to provide the right solution.
Life Insurance
At Right Choice Insurance Solutions, our life insurance options provide comprehensive coverage tailored to safeguard your loved ones’ financial future. We offer peace of mind and security during uncertain times with plans that are designed to fit your unique needs.
Term Life
Term Life Insurance is a temporary policy that covers you for a fixed period of 10, 15, 20, or 30 years. These policies are cost-effective and easy to manage. While term policies don’t offer cash value, you can choose a rider that returns your premiums at the end of the term, offering a savings-like benefit.
Whole Life
Whole Life Insurance offers permanent coverage for your entire life. These policies grow cash value over time, which can be borrowed against, and your premiums will never increase. Even if you’ve been denied in the past, we have great plans that require no medical exams or health questions.
Children’s Whole Life
Our permanent whole life plans for children ages 14 days to 17 years provide lifelong coverage with locked-in low rates. Policies range from $5,000 to $50,000 and build cash value that can help with future expenses like college, a down payment on a home, or starting a business.
Medicare Insurance
At Right Choice Insurance Solutions, our Medicare plans are designed to provide seniors with comprehensive coverage and peace of mind. We ensure access to quality healthcare services and support, helping you navigate your golden years with confidence.
Part A
Part A is hospital insurance that covers inpatient hospital stays, hospice care, skilled nursing facility care, and some home health services.
Part B
Part B is medical insurance that covers doctor visits, surgeries, durable medical equipment, and preventive services.
Part C
Part C, also known as Medicare Advantage, is offered through private insurance companies and includes the benefits of Part A and Part B, along with additional services like dental, vision, hearing, and often prescription drug coverage (Part D).
Part D
Part D covers prescription drugs and is offered as a standalone plan by private companies approved by Medicare.
Other Medicare Options
Medicare Supplement (Medigap) insurance, offered by private companies approved by Medicare, helps cover deductibles and copays that Original Medicare doesn’t cover.
Dental:
- No waiting periods
Orthodontic services for children under 19 - Up to $3,000 per year in combined benefits for preventive, basic, and major services
Vision:
- No waiting periods
- Coverage for exams, lenses, and frames or contacts
Health Insurance
Health insurance helps cover medical expenses like hospital stays, doctor visits, and prescriptions. At Right Choice Insurance Solutions, we offer affordable major medical and private health insurance plans tailored to fit your needs, with options for low monthly payments, minimal or no deductibles, and prescription coverage.
Medical Indemnity Plans
Medical Indemnity Health Insurance provides a fixed payment for services, also known as fee-for-service plans. These flexible plans can be customized to meet your needs and do not restrict you to specific doctors or hospitals. Contact us for a quote today!
Short-Term Plans
If Affordable Care Act (ACA) plans aren’t a fit or you’ve missed the enrollment window, consider a Short-Term Plan. These plans are not major medical insurance but cover doctor visits and other basic services. They’re available year-round, and are an affordable option. Get in touch for a quote!
Affordable Care Act Plans
The Affordable Care Act (ACA), also known as “Obamacare,” provides major medical insurance based on your income and household size. Thanks to the American Rescue Plan Act of 2021, nearly everyone can qualify for coverage, and you may receive help with your monthly premium.
- Did you receive unemployment at least once in 2021?
- Are you unemployed, self-employed, or retired?
- Waiting on disability?
- Have a pre-existing condition?
- Is your work insurance unaffordable or unavailable?
- Have you been denied Medicaid?
There are countless ways to qualify. To explore your options, click the link or call us to find the right ACA plan for you!
Dental/Vision
/Hearing
Dental
Our dental plans have no waiting periods and include orthodontic services for children under 19. You’ll receive up to $3,000 per year in combined benefits for preventive, basic, and major dental services, ensuring comprehensive care for your oral health.
Vision
Our vision coverage also comes with no waiting periods and includes exams, along with coverage for lenses, frames, or contacts to meet your visual needs.
Hearing
Our hearing insurance provides coverage with no waiting periods, offering benefits for hearing exams, hearing aids, and related services to support your auditory health.
Ancillary Plans
Hospital Indemnity
Provides a cash payout, either daily or as a lump sum, if you’re ever hospitalized, giving you financial support during tough times.
Cancer, Stroke, and Heart Attack Policies
Help cover both medical and non-medical expenses that arise from these serious health conditions, filling the gaps left by traditional insurance.
Accident Plans
Offer coverage for medical expenses and other out-of-pocket costs you may face after an accidental injury, ensuring you’re financially protected when the unexpected happens.
